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Financial Literacy

A Beginner's Guide to Wealth-Building

In this post, we from Faramira will provide a Beginner’s Guide to Wealth-Building. We will explain what is wealth-building, provide planning insights to wealth-building, implement strategies for wealth-building and finally share tips on wealth-building. Related: Forex Trading – 3 Embarrassing Truth Revealed A Beginner’s Guide to Wealth-Building Wealth-Building, What is it? So many renowned financial […]

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Financial Literacy

Budget Calculator – Make Budgeting Simple

You can make budgeting simple by following a budget calculator. These days all of us have to keep a tight restriction on our household expenses. One of the ideal ways to keep control of your money is to use a budget calculator. This will help you greatly to see where your finances are going and […]

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Financial Literacy

6 Proven Personal Finance Tips

You had been looking for personal finance tips and trying to move our finances to the next level? Wait no more! These days, everyone wants their money safe and secure. But unfortunately, the financial world is becoming more unstable and our numerous needs are changing at a rapid pace. The need for individuals and families […]

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Financial Literacy

Why You Need Good Cash Management Skills

Cash management can be defined as the corporate process of collecting, managing and (short-term) investing cash. It`s a key component of ensuring a company`s or individual`s financial stability and solvency. And the person responsible for overall cash is known as corporate treasurers, financial officers or business managers. Good Cash Management Skills The importance of cash […]

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Financial Literacy

Discover How Credit Score Works and Determines Your Credit Granting

Credit score can be described as a three-digit number expression based on a level analysis of individuals credit files, to represent the creditworthiness of a person. How Credit Score Works It’s based basically on a credit report; information normally sourced from credit bureaus. In other words, a credit score also known as credit rating is […]

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Financial Literacy

Understanding Fair Value, Key To Fruitful Negotiation

What is fair value? All of us whether business people or not, we get to a point that we decide to dispose of items, asset, stock, and even a company. But determining the value and how to arrive at the fair value of these valuables can be a difficult task. Understanding Fair Value Fair Value […]

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Financial Literacy

6 Tips to Help Manage Investment Risk

How to manage investment risk? Investment risk management is an act of using strategies to minimize the prevailing risks associated with all forms of investment. In today`s world of rapid globalization, there`s no investor that is not familiar with investment risks. Every investment is prone to one form of risk or the other, hence the […]

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Financial Literacy

8 High-Risk Investments Good to Know

What are high-risk investments? It`s common knowledge that any investment vehicle that offers a high rate of return within a short period of time, means that the investment is risky. There is no doubt, given enough time, most investments have the potential to double the initial principal amount, however, most investors are rather attracted to […]

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Financial Literacy

4 Less-Risky Investments to Gain From

Are there less-risky investments to make? All investments are not risk-free. They all carry one degree of risk or the other, depending on the nature of the investment, including those that are guaranteed to return principal. Those who are willing to venture into the less-risky investments can substantially find better yields than those offered in […]

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Financial Literacy Money

5 Ways to Stay Safe on Rainy Days

How to stay safe in rainy days? Many of us are unprepared for the rainy days. What does a rainy day mean? A rainy day, in financial terms, is an unforeseen time of need, whether relatively small; like a school expense you forgot to account for or some life-changing conditions like illness or the loss […]

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Business Financial Literacy

Number 1 Return On Investment – How To Gain More

Return on investment can be defined as the rate of profit, or the ratio of money gained or lost on an investment relative to the amount of money invested. All of us who turn to business, our goal is to create the largest return of investment with minimum risk. However, the theory is easy to […]

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Financial Literacy

How to achieve 100% Debt Settlement With A Plan

All debtors desire for debt settlements, but taking steps to get it done comes with a lot of challenges, as paying back is not as easy as when it was collected. However, there are simple methods you can adopt for debt settlement with ease. Read more about business, tech, commentaries, financial literacy and have fun with quizzes from faramira.com The tendency of […]

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Financial Literacy

Budgeting – Step 1 to Financial Plan

What is budgeting and how is it related to Financial Planning? One of the key elements of a personal financial plan is a financial budget or a spending plan . A starting point in improving financial condition and hence, enhancing your future is to develop a personal financial plan. This spending plan helps you set […]

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Financial Literacy Lifestyle

5 Alarming Effects of Financial Stress

Financial stress can be defined as unpleasant conditions in which one becomes depressed because they are unable to meet their financial demands, afford the necessities of life, and have sufficient funds to make ends meet. Read more about business, tech, commentaries, financial literacy and have fun with quizzes from faramira.com Financial Stress Financial stress is a worldwide phenomenon. With the economic downturn, […]

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Financial Literacy

4 Awesome Games to Enhance Financial Literacy

The post provides 5 games to enhance financial literacy among kids. As a parent, you want the best for your kids. Wanting the best for our kids is a natural feeling every parent has. Read more about business, tech, commentaries, financial literacy and have fun with quizzes from faramira.com We all want the best for our kids, so we go out of […]

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Financial Literacy

I’ve got my first paycheck and I want to be investing like a financier.

How to approach a big profit from small-cap stocks. Investing is in our thoughts all the time.  I’m down to the last dime and I have $100.00 to invest this month.  Am I a success or a failure at this point? Writing your monthly investments out is good financial thinking.  Have a checklist for understanding […]

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Financial Literacy

Financial Literacy – A minimalist guide for young adults in 2019

What is financial literacy and why is it so important? This post introduces financial literacy to young adults; ranging from students who are in a higher level of education to young people who have just started working.  The post breaks down the subject of financial literacy into key sections, each focusing on a specific topic […]

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Financial Literacy

Insurance Policy – 15 Step Guide to Own One

An Insurance Policy is protection from financial loss due to uncertain events in future. It is risk management that is hedged against the risk of a contingency or uncertain loss. There are essentially three parties to an insurance policy contract. These are the (a) Insurer – the entity that provides the insurance policy; (b) Policy […]

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Financial Literacy

Forex Trading – 3 Embarrassing Truth Revealed

Chapter 1 – Forex Trading so Deceptively Simple Forex Trading (or in short FX Trading) is either buying or selling foreign currency, with leveraged money, and hoping to make a profit due to market volatility. It’s that simple (if you want it to be)! Read more about business, tech, commentaries, financial literacy and have fun […]